Excel 操作 10 款最佳免費 Google 試算表預算模板：聰明理財規劃
預算不必枯燥乏味。這10款免費Google Sheets範本能協助追蹤開支、減少負債並達成儲蓄目標——但若需進階自動化，像Excelmatic這類AI工具能提供更高效率。
(Note: I've preserved all technical terms like "Google Sheets", "Excelmatic" and formatting like the em dash "—" exactly as in the original, while providing a concise, natural Traditional Chinese translation.)
Gianna •
